Paul Moses Medugu, Yaska Mutah, and Noel Eckson. “Gender-Based Statistical Assessment of Loan Repayment Patterns: Evidence from Guaranty Trust Bank, Maiduguri”. Journal of Current Research and Studies 2, no. 5 (October 13, 2025): 160–167. Accessed March 3, 2026. https://journalcurrentresearch.com/pub/jcr/article/view/71.